Applying for "Social Security Disability
Benefits" (SSDI)
STOP!
Spinning Your Wheels With SSDI Applications
A recent SSDI case in New York State favored the victim
of ARD when it was granted to her based on her incapacitations caused by
the symptoms of adhesions among other physical
causes.
Apply for Disability Benefits
Adult (Age 18 or Over)
The Social Security Administration`s Web site provides
information about Retirement, Survivors and Disability Insurance
Benefits, and Supplemental Security Income. The site also provides
wage reporting information for employers.
To apply for disability
benefits for an adult, you will need to complete an application for
Social Security Benefits AND an Adult Disability Report. The report
collects information about your disabling condition and how it
affects your ability to work. You can complete the forms online, or
you may call us to schedule an appointment and we will help you in
person or by phone.
How to
apply online
Please
follow these steps:
Step 1.
Review the
Adult Disability Starter Kit. This kit answers common
questions about applying for benefits and includes a worksheet that
will help you gather the information you need.
Step 2. Fill
out the online
application for Social Security Benefits. (If you've never worked,
skip this step and contact
usafter you complete
Step
3.)
Step 3. Fill
out the online Adult
Disability Report. At the end of the
report, we will ask you to sign a form that gives your doctor
permission to send us information about your disability. We need
this information so we can make a decision on your
claim.
If you need a form that is not currently available for
download, you should call 1-800-772-1213 to request the
form.
NOTE: If you
previously started an online application or online disability
report but did not finish it, you can:
Contacting
Social Security
If you
don't want to do this online or need help, call us toll-free at
1-800-772-1213. If you are deaf or
hard-of-hearing, call our toll-free TTY number,
1-800-325-0778. Representatives are available Monday
through Friday between 7 a.m. and 7 p.m.
The Social
Security Statement - A statement of your
lifetime earnings and an estimate of your benefits.
Calculate your own
benefit with either our Quick Calculator or
Detailed Calculator (ANYPIA program)
The Social
Security Handbook -- A comprehensive guide
to all of Social Security`s benefit programs
The
key words to
being approved for SSDI Disability are:
"Incapacitated" & "Disabled"
The "source" of the medical
condition causing symptoms for the person applying for SSDI
is NOT the determining factor
as to whether one will or will not be approved for SSDI.
There is only "ONE" determining factor taken
into consideration by the judge whether or not the person who is
suffering, is "incapacitated" to the point that they cannot perform
job tasks to secure gainful employment!
The things
you will need to be aware of when applying for
SSDI when
suffering symptoms of "Adhesion Related Disorder."
Incapacitated:
debilitated, laid up, out of action, harmed
Misconception: mistaken belief, false impression
Hindered:
delayed, stuck, stalled
Substantiation: Confirm, proof, corroboration,
validation
Symptoms:
warning signs, indication of
Impacted:
impaired, placed upon or in
Disabled: rendered
inoperative, immobilized, put out of action
Misconception
The first
misconception people have about applying for SSDI is that
they have to "prove" that they have a medical condition that is
hindering them from being able to function in their daily lives.
Why is this a misconception, you might ask? Let me
explain:
A person can be stricken
by any number of physical conditions that impacts their
lives to the point that they cannot function well enough to perform
basic daily activities.
Be it a disease, disorder,
congenital defects or injury, physical, psychological or emotional,
short term or chronic, if that person cannot function well enough
to perform basic daily activities, they are rendered
"incapacitated" by their physical condition/s.
As long as you have
substantiation of your medical intervention
validating that you are currently receiving medical care for
something that, understandably, can render one incapacitated by the
symptoms of the medical condition the person has been impacted
with, or validation that one has a "limitation" that impacts their
life in ways that they cannot perform basic daily activities, this
is will support your claims of being rendered
"incapacitated"
The Social Security SSDI
application will request you to list all your medical care-
providers so that they can secure your medical records. Make sure
you list ALL the medical care-providers you have utilized over the
period you were being treated by them. Include all Dr.'s,
Hospitals, Physical Therapists, Chiropractors, Psychologists and
Pain Management Clinics & Emergency Room visits. The
information received from your medical care-providers will offer
the validation you will need verifying that you indeed have been
treated for a medical condition.
Medical Care Providers
Here is where your first
hitch in getting approved for SSDI benefits may come in! Approval
will depend on whether the medical condition/s being treated by the
specific medical care-providers validate that your condition/s, in
and of it-self is such that it can render a person incapacitated.
What is recorded in your medical files about your specific symptoms
and condition will depend upon the amount of knowledge your medical
care provider has about that condition. The medical care-provider's
knowledge and theories on a given medical condition differ greatly
from one provider to another and depending on what they believe to
be the issues in your case, it will be reflected in your file when
secured by the office of the Social Security Dept.
It is for this
reason that each victim afflicted with "Adhesion Related Disorder" take as much
information about "ARD" as possible! YOU must
"validate" to your medical care-provider, NOT the Social Security
Dept., that your symptoms could indeed be the result of "adhesions"
based on your past surgical history and YOU must validate that
adhesions can and do in fact have to potential to create the
symptoms your presenting to them with!
Pain is subjective and
cannot be diagnosed, and "adhesions" cannot be diagnosed without an
invasive diagnostic procedure, so it IS up to each victim of ARD to
either educate your attending medical care-providers and if they
are not receptive to that, go find one that will be willing to
learn how they may be serve YOUR needs!
Remember this: The medical care-provider is NOT
paying you to come to them for their care, "YOU" are paying them to
care for you!! If they are NOT effective in this manner, find one
who will be!
In my opinion, "All"
victims of ARD have experienced one or more of the following
scenarios when seeking medical intervention for their
symptoms.
- The medical
care- provider was really ignorant to the reality of ARD and
the symptoms it impacts on those afflicted with it.
- The medical
care-provider simply "chooses" not to accept that
"adhesions" in and of themselves, could indeed cause the symptoms
the patient presented to them with.
- The medical
care-provider simply "pretends" that they don't believe
"adhesions" cause pain, or any other symptom for that matter, so
that they do not have to make any attempts to treat those symptoms,
hoping the patient will just, "go away!"
- The medical
care-provider will "deny" that "adhesions" cause symptoms,
as claimed by the patient, and they will make the "assumption" that
the patient would be best served by being evaluated by a
psychiatrist, and once that patient is referred out, they close
their door to them, not offering anymore medical
services. It just might be to your advantage
to secure a therapist more then for a few visits, as to be
chronically ill, you deserve that attention and support…and
file!
- The medical
care-provider claims that the symptoms the patient presents with,
is "creating" them due to a dysfunction in their
personal life and not due to any medical condition and treat
accordingly, possibly with placebo treatments and
medications.
- The medical
care-provider knows " exactly" what adhesions are, and the
symptoms they cause and that they will not make money on the ARD
patient, but will be consumed by the patient and not be able to
make them well, so he orders LOTS of diagnostic tests that return
with "negative" findings so he refers them to another medical
care-provider. And that medical care-provider knows the same
thing about the ARD patient as the referring provider, so after all
his diagnostic tests are completed and return with negative
findings, he too refers the ARD patient to yet another medical
care-provider, who in turns makes his money off them and then
finally refers them to a surgeon who is most willing to perform a
"diagnostic" procedure in which he finds, " adhesions", which he
lyses, and then he tells the patient one of two things: Nothing
"abnormal" was found or that he in fact encountered "adhesions"
which he lysed and that the patient should not experience anymore
symptoms as he "cured" them! And that is exactly the way things
will be reflected in your file when your file when it is secured by
the Social Security Dept
It is very important that
YOU, the patient, secure your medical records and have them in YOUR
possession. This gives you the opportunity to know what each
respective medical care-providers perception of your presenting
symptoms were, what he thought caused the symptoms as well as how
he treated them and why he chose the intervention that he did
render to you.
If you have changed
medical care-providers, that doesn't mean that your medical records
followed you! By "assuming" that your current medical
care-provider has up to date history on you, may not be so. Even
though you place it on a "new patient" questionnaire, that does not
give the Social Security Dept. enough information on the medical
care rendered you by prior physicians so that they can base an
informed determination on your SSDI claim.
It is most necessary and
responsible for you to secure your operative reports and all
associated PRE- surgical diagnostic reports, POST surgical reports,
pathology reports and any other medical interventions rendered you
surrounding your surgeries.
You will be able to make
copies of these reports and attach them to the SSDI application for
validation of your claims of being incapacitated by your medical
condition. By you, the patient, doing this, it shows that you are
responsible and educated to your condition, as well as respectful
to the application process and persons receiving this application.
You will also be perceived as being aware of the application
process, which cannot hurt at all.
Your Reason for Applying for SSDI:
When applying for "Social
Security Benefits," you must be totally familiar with the reasons a
person will be approved for disability benefits. Those reasons will
be based solely on the patient's inability to secure gainful
employment due to being incapacitated due to a medical condition.
As long as the person applying for the disability benefit can in
fact validate that a medical condition exists by showing cause in
the medical files that will be secured by the Social Security Dept.
It is not necessary or productive for the person applying
for the disability to try to "convince" the Dept. of Social
Security that they in fact have a medical condition, of your
medical files do not indicate that effectively, there is nothing
you will be able to do about that as you cannot personally
over-ride the information in your medical files as they are
presented!
The only way that you will
be approved for Social Security Benefits is to be classified as, "
disabled." This means that the medical condition you
presented with to your medical care-providers was hopefully
represented in your medical files factually and correctly, and
reflected a condition that in fact can render a person
incapacitated and unable to perform daily tasks. Because the person
cannot perform daily tasks, they are not employable thus cannot
secure a job (gainful employment) because they are "unemployable"
due to a disability caused by a medical condition. As long as the
medical condition could in fact render a person incapacitated
enough to become "disabled" it matters not what type of condition
it is. With ARD, it is difficult to prove it exists let alone being
responsible for incapacitating someone. Chronic pain IS acceptable
as a medical condition severe enough to cause on to become
incapacitated to a point they are disabled and cannot secure
gainful employment.
You are applying for
Social Security Benefits because your think that you have been
incapacitated by chronic pain and rendered disabled to the point
that you cannot secure a job due to not being able to function at
ordinary everyday tasks, let alone tasks required for employment
outside your home.
How do you show that you
are incapacitated
It is imperative that your
medical records show that you have complained about "not being able
to perform" your daily tasks without assistance or that you
have had to give up doing certain tasks altogether due to
your pain and suffering being to great for you to perform
them.
The reasons behind your
inability to perform certain tasks might come from:
- The pain
levels you experience either chronic or intermittent
- How your
body reacts to medications your taking, such as the inability to
drive yourself to and from places, medications causing other
symptoms such as drowsiness, nausea, diarrhea, excessive
thirst,
- Due to pain
you cannot sit for over two-three minutes without needing to sit
again or recline,
- Due to
pain, not being able to bend, be it to tie a shoelace or pick up an
item
- Due to
symptoms you exhibit, such as Gastroesophogeal Reflux Disease
(GERD) you need to hydrate yourself frequently, thus you carry
water or some other beverage at all times, you spontaneously
regurgitate due to GERD, and must have access to medications for it
as prescribed.
- Due to your
pain levels, you must have access to your pain medications at all
times, and depending on the side affects of the medications, you
must have access to bathroom facilities at all times.
- Due to your
medical needs you must be available to seek medical attention at
scheduled times, some being frequent, but at times spontaneously if
a bowel obstruction is suspected.
- Due to your
pain and other presenting symptoms, some compounded by the side
affects of medications, you cannot perform your own household
duty's, but have others perform them for you; such as: grocery
shopping, cleaning house, doing laundry, cooking, etc.
- Due to your
symptoms, you cannot bath yourself without assistance, get in and
out of bed, or a chair without assistance, need assistance with
scaling stairs, use a wheelchair when out of the house,
etc..
What you are showing here is that you are incapacitate at
these levels in your daily life and even if you could present for
an interview for employment, you would not be hired as your seen as
a liability and not an asset to any employer. Due to your medical condition, you cannot perform tasks
that allow you to be employed, thus you lose your ability to secure
"gainful" employment. You will need letters from persons
who, in fact, assist you in these tasks, as that will validate your
claims of not being able to do them on your own.
- They should
list the type of service or task that they help you
with
- They should
list the amount of time, hours and/or number of days that they help
you with a given task
- They should
list reason why you cannot perform the task they are doing for you
or assisting you with
- They should
also state what they observe in your behavior with any given
symptom: I witness this person vomiting frequently, holding her
abdomen when she stand or sits, uses heating pad when I see her,
cannot walk unassisted,
- State any
observations such as the patient not leaving the house very often,
decreased socialization,
- Behaviors
such as crying, sleepiness ness, anxiety, lack of appetite or
eating,
- Anything
that they would notice was not within a "normal' activity compared
to a person who is healthy and active.
Once you have proven that
you are incapacitated in ways that inhibit you from securing
gainful employment, you will be classified as being, "
disabled."
Classified "Disabled" by
the Dept. of Social Security
Once you are classified as
"disabled" by the Dept. of Social
Security, your claim will be processed as to the degree of
disability you posses and your benefits will be determined by the
degree of disability you are found to have.
Once SSDI is secured
please ask about SSI benefits for your minor children!
MOST applicants for Social
Security Disability Benefits are denied the first time around, and
only about 20% of all claimants will be approved for Social
Security Disability Income (SSDI)
The most important thing
for the claimant to do it have all the paper work in order, provide
defined answers, cover every basis such as supporting letters from
friend who assist you in any way, friends that can offer support to
what will be found in your medical records. It will be up to each
victim of ARD to do everything in their power to make sure your
medical care-providers record facts about your symptoms, if you
feel that you are not being understood, respected or believed, get
another medical care provider or get an advocate who can help you
impress upon your provider the reality of what your suffering
with…and ARD will be up to you to prove if your to get your
symptoms recognized, but only at the medical level.
You will NOT secure a
disability claim through the Dept. of Social Security based on
adhesions and surgeries alone, but based on your symptoms of
chronic pain, and the inability to secure employment…it is up
to you to prove beyond a reasonable doubt that you are indeed
disabled by a medical condition!
By you doing this, you are
less likely to be perceived as just a patient "looking" to
secure disability benefits without knowing why you are entitled to
them! By being responsible for your own medical intervention, your
perceived as being honest and aware of what your claim is based on
and that you are aware that what you are experiencing in your life
is within the guidelines for being approved of receiving
Supplemental Security Income (SSI)
The things
you will need to be aware of when applying for "Social Security
Disability" when suffering symptoms of
"Adhesion
Related Disorder."
Persons who suffer
symptoms of "Adhesion Related Disorder"
Must be aware that there
is no medical code recognizing ARD as
a medical disorder. ARD cannot be used in the form of a diagnosis,
or as an "end means" of symptoms suffered as a result of them.
Explanation of "end means: "End means" is the same as "cause of
"symptom/symptoms.
Diabetes is an "end means"
for the symptoms of poor circulation to extremities, blindness,
excessive thirst, frequent urinations, etc. Diabetes can be listed
as the end means of these symptoms and can be used as a "diagnosis"
by the attending medical professional because Diabetes has a code
recognized by the FDA.
It remains a curiosity to me - and a bit of a
sore spot - that the incidence of adhesion formation as the
direct result of certain surgical procedures has been recognized
within the medical arena for many decades and the increasing number
of those surgeries has also been recognized within the medical
arena for many decades, yet no ICD code exists to recognize them as
an end means of our symptoms nor for adhesions to be used as a
diagnoses by attending medical
professionals.
However, there IS an ICD
code that can be used by surgeons when writing a pre-operative and
post-operative procedure they perform called an, "adhesiolysis."
There also exists an ICD-9CM code that allows the use of an
"adhesion Barrier" in the procedures called "adhesiolysis."
Surgeons can use that ICD-9CM code to collect from insurance
companies for performing the adhesiolysis and for using adhesion
barriers, but, there is no code stating that adhesions exist as a
diagnosis in and of themselves!
The FDA is responsible to
assign the medical codes used within the USA medical system.
Without a diagnostic code, a person cannot secure SSI benefits
based on disabilities caused by the symptoms of adhesions, as there
is no code recognizing adhesions as exiisting let alone being the
end means or cause of our symptoms.
A SSI
disability is NOT based solely on the person's medical condition
(s) but rather it is based on the person's inability to secure and
perform gainful employment!
Though the
illness,/injury is the cause of the persons inability to perform
certain or most job tasks, and that illness,/injury must be proven
by current and consistent medical intervention (substantiated and
verifiable by the person who is applying for the SSI,) the decision
whether the person is denied or approved for the SSI will be based
on whether the patient applying
for Supplemental Security
Income (SSI) can perform work skills or
not!
This is
the bottom line of whether you will or will not be approved for SSI
benefits.
Once again: The physical/medical problem causing the
person to be incapacitated is NOT what must be focused on when
applying for Supplemental Security Income (SSI), but rather, the person applying must show what physical
tasks or limitations the physical/medical problem
has
impacted their lives with causing them to not be able to
perform job tasks thus limiting their ability to secure gainful
employment to support themselves while they are disabled.
Social Security Disability
offices
Social Security Disability
offices are located in each state of the United States serving
every community in each state. "Supplemental Security Income (SSI)"
is a federal program, thus it does not differ from state to state
by rather each state is under the "umbrella" of the same rules and
regulations of the Social Security Administration, a division of
the United States Dept. of Health and Human Services in Washington,
D.C.
The surest way to file a
Social Security disability claim is to go to the nearest Social
Security office in person and wait to see someone to file the claim
in person.
You may have to wait in
turn to see an agent, so if you are not well enough to wait, a
person may contact the nearest Social Security office by telephone
and arrange for a telephone interview to file the claim. Call that
office and ask what the procedure is to file for SSI when you
cannot make it to the office in person. You may be asked to make an
appointment even though you cannot go to the office in person, this
is simply procedure, once you do that, and the application can be
sent to you via mail. You can then cancel the appointment once the
application arrives. This does not in any way impede your ability
to secure SSI.
Supplemental Security
Income (SSI)
1. What is the definition
of disability used by Social Security?
Under the
Social Security Act, "disability" means "inability to engage in any
substantial gainful activity by reason of any medically
determinable physical or mental impairment which can be expected to
result in death or has lasted or can be expected to last for a
continuous period of not less than 12 months."
2. How many
different types of Social Security disability benefits are
there?
There are at
least five major types of Social Security disability benefits.
Disability Insurance Benefits is the most important type of Social
Security disability benefits. It goes to individuals who have
worked in recent years (five out of the last 10 years in most
cases) who are now disabled.
The best, surest way to
file a Social Security disability claim is to go to the nearest
Social Security office in person and wait (often for a few hours)
to see someone to file the claim in person. In the alternative, a
person may contact Social Security by telephone and arrange for a
telephone interview to file the claim.
Supplemental Security
Income (SSI)
My doctor
says I am disabled so why is Social Security denying my Social
Security disability claim?
Social
Security's position is that it is not up to your doctor to
determine whether or not you are disabled. It is up to them and
they will make their own decision regardless of what your doctor
thinks.
1.) Disability Facts:
Frequently Asked Questions
http://www.allsupinc.com/FAQs/FAQs.htm
2.) Social Security On
line Answers To Your Questions
http://ssa-custhelp.ssa.gov/cgi-bin/ssa.cfg/php/enduser/std_alp.php
3.) Providing Medical
Evidence To The Social Security Administration For Individuals With
Chronic Fatigue Syndrome: A Guide For Health
Professionals
http://www.ssa.gov/disability/professionals/cfs-pub063.htm
4.) Winning Your
Disability Case in Three Words: Frequency, Severity and
Duration
http://chronicfatigue.about.com/library/weekly/aa062101a.htm?once=true&
5.) How Do I Prove I Am
Disabled? What Kinds of Benefits Are There? What Are the Steps in
Applying for Disability Benefits? Are There Any Restrictions After
Benefits Are Approved? How Long Do Benefit Payments Last? What
About Having A Lawyer On a Social Security Case? Social Security
Law, Practice and Disability Links
http://freedomlaw.com/SSDI.html
6.) Social Security
Disability: Frequently Asked Questions
http://www.nosscr.org/faqind.html
7.) Filing for
Disability
http://www2.rpa.net/~lrandall/disabled.html
8.) Filing for Disability
Benefits
http://www2.rpa.net/~lrandall/filing.html
9.) Social Security Online
Disability Programs
http://www.ssa.gov/disability/
10.) Social Security
Administration provides public information materials about the
Social Security and supplemental security income (SSI)
programs
http://www.healthfinder.gov/orgs/HR0067.htm
11.) You May Be Able To
Get SSI
http://www.ssa.gov/pubs/11069.html
Top
In a disability case,
almost any symptom or limitation can be disabling; but to determine
whether they preclude work, the relevant questions are how
frequent, how severe, and how long do they last?
A critical point I make to
people who contact me every day is that their disability case is
won or lost based on symptoms/limitations and not on their
diagnosis! Clearly, under federal law, a disability claimant has
to have a legitimately diagnosed physical and/or psychological
disorder to even allege disability, but this is only the beginning
of the analysis.
Disability cases are
almost always won or lost based on the quality (documentation) of
your medical records and the subsequent opinions rendered by your
treating physicians regarding your ability to sustain full-time
employment. The documentation of symptoms and limitations in your
medical records is critical, as it provides tremendous credibility
to and an understanding of why your doctors have concluded you are
unable to work.
Once a diagnosis is
established, the disability inquiry immediately shifts to why you
are unable to work due to the symptoms and limitations that result
from the diagnosis. I tell my clients that of the total time spent
in a disability hearing before a federal judge, 5% is spent on the
diagnosis and 95% is spent determining the frequency, severity and
duration of symptoms and limitations, and whether they prevent all
work. Ignoring this fact places the success of your claim in great
peril…don't ever forget this!
A common problem
disability claimants frequently make is having "tunnel vision" and
focusing solely on their diagnosis, as if the fact that they have
been diagnosed with a disorder automatically confirms they are
disabled and entitled to benefits. This is especially true of
people suffering from chronic pain and fatigue disorders such as
fibromyalgia and chronic fatigue syndrome. I believe this is true
because these folks have almost universally been sent on an
"odyssey" by the medical community, simply to obtain a diagnosis.
Never forget that obtaining a physical and/or psychological
diagnosis is the very beginning, and not the end of your disability
case.
Thus, the question
becomes, "How do I document the frequency, severity and duration of
my symptoms and limitations?"
Tip #1: What should I be
documenting?
Simply put, whatever it is
that prevents you from working. For example, let's use chronic
pain and fatigue. It is critical that you distinguish why the pain
and fatigue is different from what an average person may
experience. If I say "I am in pain and fatigued," that does not
tell you much. Why? From time to time we all experience some
degree of pain and/or fatigue. But if you tell your doctor, "I am
unable to function as I experience severe daily pain and exhausting
fatigue lasting most of the day without relief," or "I am unable to
function 2 days per week due to migraine headaches that last all
day even with medication," now you've given the doctor and the
judge an idea of why your symptoms are so debilitating.
Tip #2: Obtain a Copy of your Medical Records from your
Treating Physicians
After you have followed
Tip #1, the next question becomes, "Did the doctor write down what
I just told him/her?"
I am often surprised at
how many people applying for disability benefits have never seen
their medical records. Obtaining a copy of your current treating
physician's records is important because it will give you an idea
of whether your symptoms and limitations are being recorded. You
may be surprised to find that your complaints do not appear in the
records or if they do, the doctor's notes are totally illegible!
Illegible handwriting is a real problem, because the judges who
decide your claim are just like you and I--they don't (and
generally won't) try too hard to decipher what the notes
say.
If you are not satisfied
with the documentation, address the issue tactfully with your
doctor and explain the importance of documentation to your
disability case. If they are receptive, I suggest you give them a
copy of this article for reference.
Tip #3: Keep A Short Diary of Your Symptoms and
Limitations before your next Visit to the
Doctor
Whether you know it or
not, your daily life tells a compelling story about your inability
to work. But how do you remember the frequency, severity and
duration of your symptoms especially if you can't spell your name
at times!
I advise clients to keep a
short and simple diary one week before their visit with their
doctor. For simplicity sake, the entries should be short and not
detailed (otherwise you will not do it). On a day when you were
unable to get out of bed due to pain or fatigue, document it. Or
document when you slept for only three hours the night before and
then took a couple of naps the next day. Or document the migraine
headache that lasted for two days in spite of medication. Then, on
your next doctor visit, when he/she asks "How are you doing?" you
will have a laundry list of symptoms and limitations rather than
giving them a blank stare!
Of course, winning your
disability case is more complicated than this article can address;
however, following these tips will significantly increase your odds
of winning. Best of luck in your pursuit of disability benefits and
remember never to quit!
--------------------
Scott E. Davis is a
social security and long-term disability insurance attorney in
Phoenix, Arizona. Although Mr. Davis has experience representing
clients with a broad spectrum of physical and/or psychological
disorders, the majority of their disability practice is devoted to
representing individuals with FM and/or CFIDS. They do represent
clients throughout the United States. In most cases, a fee is
charged only if their client obtains benefits. Mr. Davis invites
your questions and inquiries regarding representation via email
(harris.davis@azbar.org) or telephone at (602)
482-4300.
YOU ARE THAT SICK AND YOU
DESERVE THIS!
...Anyhow, some pointers
on SSI.
Since you are having a
phone interview today I am assuming you have filled out some
preliminary paper work. Rememeber, endo first and then write any
other recognizable medical condition leaving ARD last but you must
mention ARD for all that are to follow behind you. A recognised
disabling condition will make the process easier. Endo is! Ha,
something good about it. State doctors will review your case
first, they make the initial discission based on records, meds and
all the doctors questionaires alone.....they never see you. You do
qualify qualify though, I know how sick you are ( I mean this with
the highest of compliments! LOL) you will recieve benefits but you
may have to jump thru a few hoops to get them. They denied my
first claim, I appealed. With your rejection comes the form to
appeal. Do it! They sent me to a shrink then and the real reason
behind this was to assess my honestly I believe...just what my best
guess is. Do not let this frustrate you as well, I guess these
checks and balances are needed to prevent fraud.....we all know the
stories of folks faking it and getting caught mountain climbing or
water skiing......tee hee. But seriously, I kept on asking myself,
HOW darn sick do you need to be???? I was denied
again.
Anyhow, I hired a lawyer
on contigency basis at this point as I had held a W2 paying job
most of my life up to three years prior to my asking for benefits.
The lawyer took the case based on the fact that I should recived a
lump sum for those three years I did not work. Um we should all
have such a good gig as she did not do much that I can think of
except to let the judge know I would not go that quietly into the
night. Over 2 grand from my lump sum for her troubles. Fine by
me.
You should not need to do
this ( hire a lawyer) and should be able to do this on your own as
I beleive too much time has transpired for you to recive past
benefits. There would be no money to pay for the
lawyer.
I also believe you should
contact your state welfare system and tell them your are going thru
the diabilty process and ask to recieve Aid for families with
dependant children....I believe this is a federal program
administered by your state. You can get emergency cash for a brief
period of time.
Help keep that wolf a bit
further back from the door and get some pressure off
you.
If need be....a girl in
New York is the first person I know to have ARD recognised as her
primary disability.... this just happened bout a month or two
ago...if you need to go to the hearing level, I am sure she would
hopefully offer some assistance. New York state does have a
resoulotion recognising ARD which I am sure was helpful to her
plight. A copy of the New York resolution can be found on IAS if
you want to print it out and send it off with the rest of your
stuff...could not hurt.
I was denied the first two
times and did go to the hearing level. By God I had paid into the
system for years and it is after all an insurance policy....you ARE
that sick and deserve this and should fight for it if need be.
Continuing to grasp at straws of work to help contribute to your
families subsistance will only further compomise your condition. I
mean no offence by this statement just constantly reminding you,
you need this and most of all you deserve this as you have paid the
premiums for it....even if long ago. The fact that you have
earnestly tried to work through all your pain and not be a burden
to the system for so long is a good angle to work
with.
SSI has the option to send
you to the doctor or shrink of thier choice. They pay for it and
will privide transportation.....let them!
First and foremost just be
honest, if you do not know the answer to a question.....just say
so...
They asked me at the
hearing what I planned on doing...like for the rest of my
life.....I just burst into tears and said I don't know. I think
that simple statement along with my records won the day for me.
At the hearing level a
general practioner, to assess your compromise from disease, an
occupational anaylist ( for lack of a better title) will be there
to asses you likeliness to fill a job IN YOUR AREA! Based on need
for your prior skills and your ability to preform them and to
assess if you are worth retraining in some other field.....with the
nations unemployment rate you are fine and do not need to worry
about this person so much.
You will go before an
administrative judge who is a non medical person who will rely on
these folks interpratations. Not only was I declared disabled but
most profoundly so. The occupational guy said there was no work for
me in my area based on my ability level...and the doctor at hearing
pronouced me sick enough to not need a review of my condition for
three years.....this is the best case scenario. You do not find
these things out to you recieve the ruling from your application.
Oh and as soon as you get your documents please get a handicapped
placard for your car, you apply at the RMV and reqire a note from
your doc stating you need this. Makes life alot
easier.
I did not expect to win as
they all sat steely eyed, with no hint of expression. I
worried...don't worry!
The hardest part is to
hound your doctors to fill out the questionaires in a timely
fashion. Stress how you need the money NOW to the docs...the ear of
a friendly nurse in the office is good to help with this
chore.
I had one of those busy,
busy PCP docs and I finally had to drive to Boston and stand in
front of him while he filled the simple form out.
The gyno who did my
Hyst...( hey I think our docs were twins, seperated at
birth)....she was not so helpful and answered the questions in a
neutral fashion...like I was not that sick, I was questioned on
this. All I could say is I don't know why she would take such a
position....based on my opertive report from her.
My therapist was most
helpful .... my depression and as I always say, who would'nt be
depressed..... IMHO I think getting benefits for psych reasons
seems to be the easiest way down the path....go
figure.
Document all your meds and
speak of how they compromise your daily abilities.
Remember I did this all
on my own this ripped out of my socks on meds. You can
too.
You may get it in your
first or perhaps second try.
It does take a few months
and each denial brings more time. I started in May with my initail
claim and fianally 6 weeks after my hearing I recived notice that I
was declared disabled in March the next year ( so 10 months) and
it took awhile for the money to show up after that. I did recieve
the back monies owed and recive a check from disabilty each month
for 850.00 and also a check for my daughter for 425 each month.
This amount is based on what I had earned thru my life....they
sould be able to tell you right now what type of monies in the
form of monthly benefits you can expect based on what you have paid
in to SSI. If none is forthcoming the medicare alone is worth this.
If you are on state medicaide it should not effect but enhance you
ability for medical interventions. I also may have totally
different circumstances from you as I applied, not married and head
of household.
You husbands salary and
benefits may be a crucial part of the determination of your
benefits....but you ARE eligable for some!
The national # for SSI,
and heck, they answer the phone!!! is 1-800-772-1213. Very helpful
in assisting you to get all your ducks in a row, answer any
questions about the process. Ask to have them send you the amounts
you are entitle to at this stage in your life and if you do not
know where your ssi card is, or the kids....ask to get them
replaced, you will need them.
As soon as you recieve
notification of your benefits you will need to go to your local SSI
office and work with a case worker, at this point you apply for
you benefits for your minor children.
The nicest part is you get
medicare. This offers you the ability to seek medical interventions
anywhere in the country, your kids too.
I hope this ramblng ol
note is helpful. There is nothing to fear....just get that
paperwork in on time and you should be fine.
All the luck and love in
the world.
Social Security
Administration - SSA
www.ssa.gov/
Office of Public
Inquiries
6401 Security Boulevard
Baltimore, MD 21235
800-772-1213 (Voice -
Toll-free)
410-965-1910 (Voice, Outside
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